The file crosses disciplines
Treatment notes, job descriptions, assessments and claim correspondence answer different questions. Each needs to retain its source and role.
Disability Insurance
The medical course. The claim in context.
Connect clinical records, occupational evidence and supplied policy terms in one cited report. Follow the documented claim timeline without losing the detail behind a decision.
For disability insurance attorneys and representatives, paralegals, legal nurse consultants, claims professionals and medical or vocational reviewers
The Disability Insurance profileUp to 12 sections
- Policy context
- Sustained function
- Claim history
The work behind the review
One claim. Several kinds of evidence.
Terms and periods matter
Definitions, benefit stages and review periods may change. A definition quoted in a letter is not the complete policy.
Capacity is more than a snapshot
One activity, test or observation cannot silently become sustained occupational capacity. Duration, variability and support matter.
Built around the evidence
Your report,
section by section.
A detailed chronology, with evidence views that keep the wider context close.
Sections without evidence in the supplied records are left out. Each report ends with a source index and review notes on questions between sections. These are MediChro's report views, not a required professional format.
Disability Insurance report
Up to 12 evidence viewsCase Background and Claim Timeline
The person, employment and coverage context, benefit stages, claimed periods and major claim events.
Policy and Plan Terms in the Supplied Records
Policy and plan terms actually supplied, preserving definitions, conditions, versions and missing context.
Medical Chronology
A detailed chronology of encounters, investigations, treatment, response and follow-up.
Conditions, Clinical Course and Relevant Baseline
The documented clinical course, relevant prior history and baseline, with diagnostic certainty retained.
Functional Evidence and Daily Activities
Physical, cognitive and other function over time, including duration, variability, assistance, attendance and pace.
Occupational Demands, Work Attempts and Vocational History
Occupational demands, restrictions, work attempts and vocational history with their documented outcomes.
Medical and Vocational Opinions and Assessments
APS forms, IMEs, FCEs, record reviews and vocational analyses with their author, method, question, period, basis and qualifications.
Treatment Response, Medication Effects and Access
Treatment response, medication effects and access barriers, keeping plans distinct from completed care.
Claim Decisions, Appeals and Disputed Evidence
Claim decisions, appeals and evidence exchanges with their issues, dates and procedural status.
Earnings, Benefits and Financial Context
Supplied earnings, benefit payments and asserted offsets with their categories and periods, without new calculations.
Evidence Limitations and Unresolved Source Issues
Missing referenced material, conflicting dates or document versions, uncertain attribution and reading limits, with their context.
Source Index and Review Notes
Each document you uploaded, with its page count, and review notes on points to check against the records.
What gets captured
The context stays with the evidence.
Relevant detail is organized for this profile, while dates, source roles and uncertainty keep their meaning.
The terms actually supplied
Policy definitions and plan language keep their document, version, period and qualifications. A familiar 24-month change or condition cap is not assumed; missing terms stay missing.
Function over time
Reported and observed activity retains duration, breaks, variability and support. Normal findings, improvement and successful work are kept as carefully as limitations.
The occupation in question
Actual job duties, occupational descriptions and source assessments keep their different reference frames and periods.
Each documented claim stage
STD, LTD, transitions, reviews and appeals retain the status documented in the supplied records, without an assumed universal timetable.
Evidence, not determinations
What it won't do.
MediChro organizes the record. Your attorneys and reviewers verify the sources and make the decisions.
Decide coverage or entitlement
It does not interpret policy terms as its own coverage opinion, decide ERISA status or governing law, or decide whether benefits are payable.
Create a capacity finding
Medical and vocational opinions stay attributed. The report does not originate an own-occupation or any-occupation determination.
Calculate payments or offsets
Supplied earnings and benefits remain source figures, not a new benefit, offset, waiting-period or financial calculation.
Prepare a completed appeal
The cited draft supports review by your attorneys and reviewers. It is not an appeal brief, expert assessment, deadline calculation or certification of a complete administrative record.
A look inside
Each entry cites its page.
A short fictional example, with each entry tied to its source page.
Explore the sample report (Personal Injury)SAMPLE CASE 024
Medical Chronology
At a doctor’s visit, the patient reported on-and-off lower back pain. The doctor discussed physical therapy.
S001 · p. 12At a physical therapy visit, the patient said long periods of sitting were painful. The notes don’t say for how long.
S002 · pp. 3-5
One fictional example, to show how citations work. Your report uses the sections for your case type.
Sample data
Does this cover short- and long-term disability records?
Yes. The profile organizes supplied STD, LTD, STD-to-LTD transition, continuing-review and individual-policy evidence. Each policy, benefit and period stays separate: STD approval is not treated as LTD approval, and one policy’s terms are not applied to another.
What if the policy is missing?
Available clinical, functional and occupational evidence can still be organized. Missing policy language remains a visible limitation rather than being filled with a standard definition or timetable.
Does it decide own-occupation or any-occupation capacity?
No. Supplied definitions, job demands and professional opinions retain their source, period and qualifications. The report does not issue its own occupational-capacity or entitlement finding.
How are disputed opinions and claim decisions presented?
The report preserves each source’s question, evidence, reasoning and status. Submitted, received and considered evidence stay distinct, and written surveillance accounts stay attributed. It keeps material differences visible without deciding credibility, legal compliance or which opinion should prevail.
Are Social Security, workers’ compensation or leave records included?
Yes, as supplied. Each keeps its own program, period and status, and none is treated as the disability insurance decision.
Your next file, cited to the page.
Turn thousands of pages into a clear, cited chronology.